How to Get a Replacement Car Key
It can be very frustrating to lose your car keys. It can also be costly depending on the kind of key you've got.
Contacting an auto locksmith is the quickest way to replace a key. This is typically a less expensive and quicker option than calling roadside assistance or a dealership.
Cost
Not long ago the loss of your car keys was no big problem. You could go to your local hardware store and get a replacement key made. Today, however, it's more complicated and expensive. The reason for this is that cars have become more technologically advanced, and that means keys are also. While this could make keys more secure from theft but they also make them more expensive to replace.
The cost to replace keys for a car that have been lost will vary based on the year, model and make of your vehicle. Many newer vehicles have keys with transponders to stop theft. These chips must be paired to your vehicle. This usually requires a locksmith or dealer. The cost of this service will depend on the kind of vehicle you own but could be as high as $200.
Additionally, some modern automobiles use laser-cut keys that need to be programmed by an exact machine, which is only available through dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock can be as high as $100.
Another factor that affects the cost of a lost key is where you live. It is likely that you will have to pay more for service if you live in an area with a lot of distance since the locksmith and tow truck have to travel a long distance to reach you. A locksmith will also charge extra for work done on weekends, holidays or after-hours.
The best method to minimize the cost of a lost key is to have a spare key on hand, which can be kept at home or in your wallet. Keep your car's title or registration papers on your person. These will be required to prove ownership if you have to call an auto dealer to request a replacement key. In addition, you could also utilize your roadside assistance to assist with the procedure. You may be able get an interim replacement based on the conditions and terms of your roadside assistance service.
Time is a factor.
The loss of your car keys can be frustrating however, you shouldn't be panicking. First, take a moment to search for your car keys in obvious places like your purse or pocket. Then, revisit your day to determine where you might have lost them. This will aid in determining if you've lost them or if they're still in your car. If you can't find your car keys, it could be time to find a replacement.
Most newer cars have a remote key fob that uses an unlock code to start the vehicle. This kind of key needs to be reprogrammed so that it works with your vehicle. This is typically the job of a professional. Contact an auto locksmith and bring evidence of ownership.
The old-fashioned metal keys are easier to replace than remote key fobs. They operate 100% mechanically and are not complex to duplicate, so a local locksmith can make you an immediate replacement in the event that you've lost one. They can also duplicate the ignition cylinder of your vehicle, which is an extra cost. If you'd like to create copies of your old keys for your car, visit an establishment that specializes in automobiles and get them made quickly and inexpensively.
If your car keys begin to look worn and you are thinking of replacing them, you should think about replacing them. Regular use can wear down the teeth on the key, and this can cause it to be difficult to align them correctly. If the key begins to become stuck inside the lock, it's an indication that it's time for a replacement.
The dealer might need to program the key if you own an older model or a luxury vehicle. This is a complex job which can be costly and take a long period of time to complete. Depending on your car's make you might be able to have the process covered by your vehicle warranty or insurance.
The availability
Even if you're a great driver it's still possible to lose your car keys. This can be a real troublesome experience, especially if it happens at the most inconvenient time, like when you're at the gas station or grocery store and you're just trying to go home. There are a variety of ways to replace your lost key. You can find an locksmith, call roadside assistance, or contact your insurance company.
First, you'll need to determine the kind of key you have. This is crucial because various cars have different kinds of keys. Some keys are old-fashioned, and only lock with the key cylinder. Others include an electronic chip that communicates with the vehicle to unlock doors and even start the car. Some keys can be easily replaced by an auto-locksmith, while others might require you to visit a dealership to purchase one from the manufacturer.
If you're using a traditional key or a smart key, your first step is to read the manual or call the dealership for directions on how to program it to your car. You'll need proof that you own the vehicle and wait a few extra days for your dealer to request a replacement. This process will also require that you take your vehicle to a locksmith or another service provider, to have it programmed. This isn't the best choice for those who are unable to move or have tight schedules.
The process is a lot easier if you have a spare. You can purchase a replacement car key online at a low price depending on the model of your vehicle. If your keys come with a transponder and key fob, you'll need to see a qualified expert in order to replace them and program them. Depending on the make and model it may be necessary to have it tow by the dealer or hire a locksmith replace the key.
Another method to obtain a new car key using a bluetooth tracker. These tiny devices are attached to your keyring and emit a signature that can be picked up by a smartphone with an app installed. The app will reveal the whereabouts of your key so you can easily locate it.
Insurance
Car insurance typically does not cover the cost of lost keys. However, there are a few exceptions. Many of the best car insurance companies that are committed to customer satisfaction provide an additional insurance policy for things like lost keys. This is typically an additional cost, but it may be less expensive than having to pay out of pocket for the cost of replacing keys.
The specific policy and threshold will determine if your car insurance will cover keys that are lost. Most traditional metal keys are simple to replace, however when you have an electronic fob or smart key the process can be more difficult. These keys are laser-cut and incorporate chips that send an electronic signal to your vehicle. They are therefore more difficult to replace than mechanical keys. These keys are also more expensive since you'll have to pay a locksmith and the key itself.
If you're looking to cut costs on a replacement key that's lost, consider using an auto club or roadside assistance. car fob key replacement offer discounts to locksmiths and may even reimburse you for the cost of replacing a key. Some of these companies offer emergency lockout services that is beneficial if you are in a hurry and need to leave the house.
You can also contact your car dealer to inquire if they can help. Locksmiths are typically on hand at most dealerships, and could be able to create keys at a reasonable price. If the dealer must make a key for your particular model, it may take several days. No matter which method you select, make sure to keep all receipts and documentation to submit a claim to your car insurance company in the event of a claim.
While it's not a pleasant experience losing your car keys can occur to anyone. However, there are strategies to avoid the costly consequences. While the cheapest and fastest method of replacing your lost car keys is to contact a local locksmith, it's important to weigh the monetary advantages against the time and possible deductible payment before making a claim with your insurance company.